Oakville Ontario Real Estate | Burlington Ontario Homes for Sale
As a professional real estate agent, Brad Meadus can save you time and trouble. And possibly even a lot of money. He has the home buying experience you need. He knows all of the steps in the process and is a top-notch negotiator who will work on your behalf.
As your real estate agent, Brad will:
- Fine-tune your list of wants and needs.
- Access agent/broker computer listing information.
- Preview houses so that you don't waste your time.
- Arrange to view homes that meet your criteria.
- Offer advice about neighbourhoods you should consider.
- Introduce you to mortgage brokers, lawyers, and home inspectors -- professionals who should be part of your 'home team'.
Above all, Brad is a professional who can help you find the type of home for which you're looking.
Getting Started on Buying your Next Home
The first question you're likely to ask yourself is, "How big a home can I afford?" The anwswer to this question depends on a number of factors:
- Where will you be living? Downtown? The suburbs? A bedroom community? Or is your primary consideration simply the length of the commute to your place of work?
- In what type of home would you prefer to live? Detached? Semi-detached? Are you fine with a duplex or townhouse? How about a high-rise condo? Are you thinking about a new home/condo or something for resale? Lots of considerations here!
- Your household income. Remember that you won't just have a mortgage to pay every month. You'll need to take into account your property taxes, utilities, and possibly condo fees. Generally, your expenses for all of these items related to paying for your home should not be more than 35% of your income.
- Local market conditions. Is it a seller's, buyer's or balanced market?
Note that Brad can help you in all of these areas when looking for a home in Oakville that is within a short commute to your Toronto or Mississauga place of work.
It's a good idea to work out exactly what you want and what you can afford before you begin your search for your next home. Make sure you've accounted for everything and only look at houses in your price range. The more research you put into the budgeting process up-front, the better Brad can find a home that meets your needs, wants and budget!
One step that you should consider before even starting the search is to meet with your bank or a mortgage broker and negotiate a pre-approved mortgage. There are many types of mortgages and many different terms. Research all of your options so that there are no surprises once you're ready to make an offer.
Once you've determined your monthly expenses and the price range for your next home, you can start your search. You may find your dream home is the first one you see -- or you may look at several without finding the one that is right for you. Be patient, though. The home for which you're looking is out there, and you'll be prepared to make an offer when you find it. If the vendor accepts your offer, you're ready to progress onto closing the transaction and then you can move into your new home!
If you are looking for real estate in Oakville or Burlington Ontario, call Brad Meadus at 905-334-8234 today!
3/10/2010
